In a world where mobility plays such an important role in our daily lives, vehicle insurance is becoming an undeniable necessity. One of the essential components of car insurance is your Motor Third Party Liability (RCA) policy, which protects you in case of an accident.
However, just as important as obtaining an RCA policy is renewing it. In this article, we explore how to check the validity of your RCA policy and the importance of keeping it valid for the car you drive.
Here’s what you’ll learn in this article:
How do you check if you still have a valid RCA policy?
How do you prevent driving without a valid RCA?
How to check if your RCA policy is still valid
First of all, checking the validity of your RCA policy can be done conveniently and quickly online. There are two platforms you can consult to find out when your RCA policy expires.
The two main methods of checking your RCA are the Bureau of Motor Insurers in Romania and the AIDA platform (Motor Insurance Data History Management). By entering your car’s chassis series or registration number, you can get up-to-date information about the status of your RCA policy.
But even easier than that is to stop worrying about the regular check of your RCA and leave that to us. The only thing you need to do to make sure you never run out of a valid RCA again is to create an account on PAGO and turn on notifications from the app. We’ll make sure you know in advance when your RCA is about to expire, which you can renew from PAGO!
Expired RCA fine
It is essential to know that, according to current legislation, all vehicles traveling on public roads in Romania are obligated to have a Motor Third Party Liability Insurance policy. An expired or incomplete RCA policy can lead to substantial fines and other legal consequences.
If you find yourself in a situation where your RCA policy has expired and you are stopped during a routine police check, you can be fined between 1,000 and 2,000 lei. Moreover, the police officer has the right to withhold your registration certificate and, in some cases, even your license plates, until you provide proof that you have taken out an RCA policy.
How do you prevent driving without a valid RCA?
Avoiding fines and other inconveniences while traveling is easy, create a PAGO account today and you can benefit from fast RCA policy drafting and timely notifications so you’ll never be left uninsured in traffic!
What’s more, you can also pay and keep track of invoices from over 400 service providers in Romania, take out travel insurance, keep a history of your payments, and receive notifications for your due invoices.
In conclusion, checking and maintaining the validity of your RCA policy is a fundamental aspect of every driver’s responsibility. Having a valid RCA policy is not only an act of compliance with the law but also a measure of protection for you and other traffic participants. Adopting preventative practices, such as using online platforms for managing your car insurance, can make the difference between an uneventful journey and unwanted situations in traffic.
Make sure your RCA policy is always up to date, so you can enjoy the freedom to drive safely and following current legislation.
